In the modern age, many gamblers choose to fund their virtual casino accounts using their credit card. In this piece, we’ll explore the most popular credit cards, as well as the places you can use them to win big,
Credit cards are some of the most widely used and accessible payment methods worldwide, from booking vacations to topping-up gambling accounts. Most of us are familiar with them and might even have a credit card that we use on the daily. For that reason, most gambling operators have adapted to our preferences and usually list them as the first available payment method on their platform.
You can usually get a credit card fairly quickly by registering online. Providing you meet the requirements for the card, it will arrive in the post a few days later. Moreover, most major financial institutions partner with Visa or Mastercard, which are both widely recognized globally.
Visa is a payment provider used in over 200 countries and accepted for various online purchases. They offer both credit and debit cards, pre-paid cards and business accounts, with the most famous cards being Visa Electron, Classic, Gold and Platinum. In terms of security, very few brands have such a great, longstanding reputation as Visa, especially in the iGaming world.
All gambling transactions with VISA are protected by 3D secure technology.
Alongside Visa, Mastercard is the second largest major card provider and payment processor worldwide, offering both credit and debit cards.
Mastercard users are also protected when paying by the security code embedded on the back of the card, which is requested to authenticate various merchant and gambling transactions.
American Express is a New York City-based financial services company, known for its very high security standards and various credit card types (green, gold, platinum) that offer membership rewards (bonus points).
Maestro is both a payment service and a debit card with a fixed monthly spending limit, as opposed to other types of cards. For this reason, Maestro cards can either be a great tool for staying within your gambling budget or a drawback if you typically gamble large sums of money.
Owned by Mastercard, Maestro has an international reputation since 1992 and is present in over 100 countries. A Maestro card can be issued by most financial institutions in the world, it is easy to access and use.
Most virtual casinos have their own policy regarding available payment methods. Thankfully, credit cards are amongst the most popular payment alternatives globally, which is why most large, licensed casinos have it listed for deposits or withdrawals.
Compared to electronic wallets or pre-paid methods, paying online using a credit card can pose some risks but, for the most part, you can avoid them if choosing a trusted virtual casino. Aside from the payment processor’s security protocols, a casino with a good reputation will also protect your real money transactions using quality encryption and SSL.
Always check if your connection is protected before depositing at an online casino to avoid data theft or other security concerns. Now, let’s see how to use the most famous credit card types for deposits and withdrawals:
Usually, topping-up your player account at an online casino using a credit card involves a similar process irrespective of the issuing company. So, whether you use Visa, Mastercard, American Express or Maestro, you have to follow the same steps:
Keep in mind that some casinos may impose additional taxes when topping up a gambling account with a credit card. We advise you to carefully check the T&C’s before depositing so you’re aware of the extra charges in advance.
However, some good news is that some casinos may also offer a bonus for gamblers who choose to use a credit card on a first deposit.
All of the other credit card types listed above are usually accepted for both withdrawals and deposits, except for Maestro which is only used for deposits.
Withdrawing your casino earnings is simple and easy, as well:
Now that you know how to use your credit card effectively, let’s take a look at which reputable casinos will let you try your luck.
Almost every casino in the world accepts Visa, local and international, most being household names such as LeoVegas. As an added benefit, Visa card holders can also deposit using internet banking and transactions are fast – you can see the funds in your account instantly. Moreover, most large casinos won’t charge you extra for deposits made through Visa. Visa can also be used for both withdrawals and deposits.
Mastercard casinos are widespread across the globe, due to the company’s good reputation and great level of customer protection. Mastercard also allows very generous limits when you deposit at an online casino, making it an even more attractive option if you’re a high roller. Withdrawals, on the other hand, might be a bit trickier, with some casinos not accepting Mastercard for this purpose as well. If they do, however, withdrawal times take anywhere between 3-5 working days.
Some large Canada-based casinos that accept Mastercard are: JackpotCity, Spin Palace, Ruby Fortune, Royal Vegas.
Maestro is a type of debit card issued by Mastercard. Because Maestro imposes electronic authorization for each transfer, it’s a great tool for depositing at online casinos due to the added security. The issuer uses the 3D secure system so each transaction has to be approved by the bank and you need to use a unique associated PIN for the account. Deposits through Maestro are usually processed instantly. However, unfortunately, at most casinos, Maestro can’t be used as a withdrawal method as well. Maestro is also a great tool to use for responsible gambling since transactions will automatically get rejected once you’ve reached your limit.
Some Canada-based online casinos that accept Maestro are: Jackpot City, Casino Planet and Europa Casino.
American Express is a top card issuer, offering some of the highest degrees of safety and security, a generous point system and good customer support. Deposits made through American Express at online casinos are usually instantaneous, with withdrawals taking anywhere from 3-5 business days. AMEX is also known for offering larger limits. However, keep in mind that AMEX has a smaller acceptance rate at online casinos, as they are typically geared towards US players.
Some top operators in Canada that accept American Express are: Jackpot City, Nomini, Sloto Cash Casino, Red Stag.
Credit cards have been in our lives for decades and they’re an important part of an online gambler’s playing experience as well. Simple to use, popular, convenient and with added security and protection, it’s clear to see why this classic online payment method is here to stay – it’s especially preferred by veteran players who like to stick with what they know.
We encourage you to always use your credit card to your advantage, enjoy cash-back, bonus points or other facilities they offer, but always gamble responsibly, since these types of cards can also be over-drafted. Best of luck and happy gambling!