Credit Card Casinos 2021
In the modern age, many gamblers choose to fund their virtual accounts using their creditcard. In this piece, we’ll explore the most popular creditcards, as well as the places you can use them to win big. No creditcard at your disposal? Registering a Paypal Casino account may be an option.
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How to use
Credit cards are some of the most widely used and accessible payment methods worldwide, from booking vacations to topping-up gambling accounts. Most of us are familiar with them and might even have one that we use on the daily. For that reason, most operators have adapted to our preferences and usually list them as the first available payment method on their platform.
You can usually get one fairly quickly by registering online. Providing you meet the requirements for it, it will arrive in the post a few days later. Moreover, most major financial institutions partner with Visa or Mastercard, which are both widely recognized globally.
There are a lot of different providers. Below we have summed up the most well known types:
Visa is a payment provider used in over 200 countries and accepted for various online purchases. They offer both credit and debit cards, pre-paid cards and business accounts, with the most famous cards being Visa Electron, Classic, Gold and Platinum. In terms of security, very few brands have such a great, longstanding reputation as Visa, especially in the iGaming world. All transactions with VISA are protected by 3D secure technology.
Almost every online gambling provider in the world accepts Visa, local and international, most being household names such as LeoVegas. As an added benefit, Visa card holders can also deposit using internet banking and transactions are fast – you can see the funds in your account instantly. Moreover, most large providers won’t charge you extra for deposits made through Visa. Visa can also be used for both withdrawals and deposits. Some major Canada-based gaming providers that accept Visa are: ComeOn and MrPlay.
Alongside Visa, Mastercard is the second largest major card provider and payment processor worldwide, offering both credit and debit cards. Mastercard users are also protected when paying by the security code embedded on the back of the card, which is requested to authenticate various merchant and transactions.
Mastercard casinos are widespread across the globe, due to the company’s good reputation and great level of customer protection. Mastercard also allows very generous limits when you deposit at an online gaming provider, making it an even more attractive option if you’re a high roller. Withdrawals, on the other hand, might be a bit trickier, with some providers not accepting Mastercard for this purpose as well. If they do, however, withdrawal times take anywhere between 3-5 working days. Some large Canada-based gambling providers that accept Mastercard are: JackpotCity, Spin Palace, Ruby Fortune, Royal Vegas.
American Express is a New York City-based financial services company, known for its very high security standards and various credit card types (green, gold, platinum) that offer membership rewards (bonus points).
American Express is a top card issuer, offering some of the highest degrees of safety and security, a generous point system and good customer support. Deposits made through American Express are usually instantaneous, with withdrawals taking anywhere from 3-5 business days. AMEX is also known for offering larger limits. However, keep in mind that AMEX has a smaller acceptance rate as they are typically geared towards US players. Some top operators in Canada that accept American Express are: Jackpot City, Nomini, Sloto Cash, Red Stag.
Maestro is both a payment service and a debit card with a fixed monthly spending limit, as opposed to other types of cards. For this reason, Maestro cards can either be a great tool for staying within your gambling budget or a drawback if you typically gamble large sums of money. Owned by Mastercard, Maestro has an international reputation since 1992 and is present in over 100 countries. A Maestro card can be issued by most financial institutions in the world, it is easy to access and use.
Maestro is a type of debit card issued by Mastercard. Because Maestro imposes electronic authorization for each transfer, it’s a great tool for depositing due to the added security. The issuer uses the 3D secure system so each transaction has to be approved by the bank and you need to use a unique associated PIN for the account. Deposits through Maestro are usually processed instantly. However, unfortunately, at most providers, Maestro can’t be used as a withdrawal method as well. Maestro is also a great tool to use for responsible gambling since transactions will automatically get rejected once you’ve reached your limit. Some Canada-based gambling providers that accept Maestro are: Jackpot City, Planet and Europa.
How to use it for gambling
Most virtual gaming providers have their own policy regarding available payment methods. Thankfully, credit cards are amongst the most popular payment alternatives globally, which is why most large, licensed providers have it listed for deposits or withdrawals.
Compared to electronic wallets or pre-paid methods, paying online using a credit card can pose some risks but, for the most part, you can avoid them if choosing a trusted gaming provider. Aside from the payment processor’s security protocols, a provider with a good reputation will also protect your real money transactions using quality encryption and SSL.
Always check if your connection is protected before depositing at your favorite online casino to avoid data theft or other security concerns. Now, let’s see how to use the most famous types for deposits and withdrawals:
Making Deposits with Creditcards
Usually, topping-up your player account using a credit card involves a similar process irrespective of the issuing company. So, whether you use Visa, Mastercard, American Express or Maestro, you have to follow the same steps:
- Select Visa/Mastercard/American Express/Maestro from the payment methods available.
- Insert your banking details – name, expiration date, security numbers on the back of the card.
- Specify the sum you wish to deposit.
Keep in mind that some gaming providers may impose additional taxes when topping up a gambling account. We advise you to carefully check the T&C’s before depositing so you’re aware of the extra charges in advance.
However, good news is that a first deposit casino bonus is available for gamblers who choose to use a credit card when depositing for the first time.
Withdrawing with Creditcards
All of the other types listed above are usually accepted for both withdrawals and deposits, except for Maestro which is only used for deposits.
Withdrawing your earnings is simple and easy, as well:
- Select Visa/Mastercard/American Express from the list of available withdrawal methods.
- Specify the amount you wish to withdraw.
- Fill out your card data again.
Advantages of using a creditcard for gamblers
- Convenient and quick cash-ins and pay-outs – top-ups happen in a matter of minutes so it’s a time-saving payment alternative compared to bank transfers, for example, which takes longer to process. Withdrawals are also quicker.
- Wide coverage – with a high acceptance rate, you have a larger chance of finding an online gaming provider that accepts credit cards compared to e-wallets, for example.
- Secure transactions – online transactions are secured. Most banks also offer fraud-protection (e.g. you can file a dispute or revert credit card payments if there’s suspicion of fraud).
- Generous deposit and withdrawal limits – they are typically larger than those of debit cards.
- Extra protection from the issuing company – Visa, Maestro, Mastercard and American Express all have a zero fraud tolerance policy, so if, for example, a player was a victim of identity theft, he won’t be held responsible or have to pay any damages. This way, you can have more peace of mind when depositing or withdrawing.
- Providers may offer additional prizes – some may reward players who deposit using a credit card with a bonus, either by matching their initial deposit or offering free spins.
Frequently Asked Questions
Would you like to pay with a CreditCard, but you don’t know how this works or you have some specific questions? We tried to answer the most critical issues for you below. If your question is still not answered, you can always contact us. We are happy to help everyone!