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man using credit card to deposit money in online casino

Credit Card

In the modern age, many gamblers choose to fund their virtual casino accounts using their credit card. In this piece, we’ll explore the most popular credit cards, as well as the places you can use them to win big. No credit card at your disposal? Registering a Paypal account may be an option.

Mary Ferreira
  • Mary Ferreira
  • 09-10-2020

Using your credit card

Credit cards are some of the most widely used and accessible payment methods worldwide, from booking vacations to topping-up gambling accounts. Most of us are familiar with them and might even have a card that we use on the daily. For that reason, most gambling operators have adapted to our preferences and usually list them as the first available payment method on their platform.

You can usually get a credit card fairly quickly by registering online. Providing you meet the requirements for the card, it will arrive in the post a few days later. Moreover, most major financial institutions partner with Visa or Mastercard, which are both widely recognized globally.

How to use at an online casino

Most virtual casinos have their own policy regarding available payment methods. Thankfully, credit cards are amongst the most popular payment alternatives globally, which is why most large, licensed casinos have it listed for deposits or withdrawals.

Compared to electronic wallets or pre-paid methods, paying online using a credit card can pose some risks but, for the most part, you can avoid them if choosing a trusted virtual casino. Aside from the payment processor’s security protocols, a casino with a good reputation will also protect your real money transactions using quality encryption and SSL.

Always check if your connection is protected before depositing at your favorite online casino to avoid data theft or other security concerns. Now, let’s see how to use the most famous types for deposits and withdrawals:

Making Deposits with Visa/Mastercard/American Express/Maestro

Usually, topping-up your player account at an online casino using a credit card involves a similar process irrespective of the issuing company. So, whether you use Visa, Mastercard, American Express or Maestro, you have to follow the same steps:

  1. Select Visa/Mastercard/American Express/Maestro from the payment methods available
  2. Insert your banking details – name, expiration date, security numbers on the back of the card
  3. Specify the sum you wish to deposit
  4. Confirm

Keep in mind that some casinos may impose additional taxes when topping up a gambling account. We advise you to carefully check the T&C’s before depositing so you’re aware of the extra charges in advance.

However, good news is that some casinos offer a first deposit bonus for gamblers who choose to use a credit card when depositing for the first time.

Withdrawing with Visa/Mastercard/American Express/Maestro

All of the other credit card types listed above are usually accepted for both withdrawals and deposits, except for Maestro which is only used for deposits.

Withdrawing your casino earnings is simple and easy, as well:

  1. Select Visa/Mastercard/American Express from the list of available withdrawal methods
  2. Specify the amount you wish to withdraw
  3. Fill out your card data again
  4. Confirm

 

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Advantages of using a credit card for gamblers

  • Convenient and quick cash-ins and pay-outs – credit card top-ups happen in a matter of minutes so it’s a time-saving payment alternative compared to bank transfers, for example, which takes longer to process. Withdrawals are also quicker.
  • Wide coverage – with a high acceptance rate, you have a larger chance of finding an online casino that accepts credit cards compared to e-wallets, for example.
  • Secure transactions – online transactions via credit card are secured by the casino and the bank. Most banks also offer fraud-protection (e.g. you can file a dispute or revert credit card payments if there’s suspicion of fraud).
  • Generous deposit and withdrawal limits – they are typically larger than those of debit cards.
  • Extra protection from the issuing company – Visa, Maestro, Mastercard and American Express all have a zero fraud tolerance policy, so if, for example, a player was a victim of identity theft, he won’t be held responsible or have to pay any damages. This way, you can have more peace of mind when depositing or withdrawing.
  • Casinos may offer additional prizes – some casinos may reward players who deposit using a credit card with a bonus, either by matching their initial deposit or offering free spins.

woman depositing money onto online casino while holding credit card

The bottom line

Credit cards have been in our lives for decades and they’re an important part of an online gambler’s playing experience as well. Simple to use, popular, convenient and with added security and protection, it’s clear to see why this classic online payment method is here to stay – it’s especially preferred by veteran players who like to stick with what they know.

We encourage you to always use your credit card to your advantage, enjoy cash-back, bonus points or other facilities they offer, but always gamble responsibly, since these types of cards can also be over-drafted. Best of luck and happy gambling!